How it works
Your evidence, gathered as you go.
Resgarda works in the background all year round, so that on the day of an incident you only have to check and send.
Day to day
Four sources are enough to build a solid file.
Supplier invoices
Forward them to your dedicated address. They are filed and read automatically.
Sales
Z reports and POS exports, as photos, PDF, CSV or Excel: twelve months of history, the basis of every calculation.
Dated photos
A monthly reminder and a guided six-view walkthrough: front, window, till, shelves, stockroom, equipment.
Contracts and documents
Insurance policy, equipment invoices, lease: everything you'll be asked for, in one place.
86/ 100
A score to know where you stand
The readiness score, from 0 to 100, measures how recent and complete your evidence is. It tells you exactly what's missing and how to get it.
On the day of an incident
An assistant built for your phone, and for a hard moment. One step at a time.
- 1
Describe
Type of incident, date, time and a few words about what happened.
- 2
Secure and record
A clear checklist: file a police report, photograph before tidying, keep the debris.
- 3
Track deadlines
Deadlines calculated from the incident date, with reminders. Always check your policy's deadline.
- 4
Cost your losses
Stock, equipment, shop window, business interruption and additional costs, from your documents.
- 5
Generate documents
Complete file, letter to your insurer, relief applications, accounting export and ZIP archive.
- 6
Follow the claim
Status, correspondence, amounts offered and claimed: the whole history in one place.
Transparent calculations
Every amount shows the formula behind it. You enter whatever depends on your judgement, such as your margin rate or equipment depreciation.
Stock = (quantities at last count − quantities left) × purchase price
Business interruption = (sales for the same period last year − sales for the period) × gross margin rate
What the file contains
- Claim file: contents, summary, loss table, numbered documents
- Notification letter to your insurer
- File for an application to public authorities
- File for a relief fund, showing the drop in sales
- Export for your accountant, as CSV and PDF
- ZIP archive of every document
Template letters must be adapted. They do not constitute legal advice.
Prepare your file before you need it.
Five minutes to get started. After that, we gather your evidence for you.